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Student Loan 'On-Ramp' 2023: Navigating the Path to Financial Stability

Federal student loan payments are set to resume in October, but a 12-month "on-ramp" offers a safety net for borrowers who may find it challenging to make payments. While this on-ramp won't ...

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Special December Bonus for SSI Recipients: Early Access to 2025 Payments

In December, select Americans will receive an extra payment from Social Security. This bonus is aimed at helping recipients manage their expenses better towards the end of the year.   Eligibilit...

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5 Helpful Grants for Retirees to Upgrade Homes without Using Up Savings

When retirement rolls around, many find themselves spending more time at home. This phase of life often brings a need for home modifications due to changes in health or mobility.  For instance, ...

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What We Know About Potential Stimulus Checks in 2025

In 2025, there might be good news for Americans who need financial help. The government is considering sending out new stimulus checks like they did during the time of President Donald Trump, but nothing is certain yet. ...

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Smart Strategies for Budget-Friendly Holiday Shopping

Finding the perfect gift for everyone during the holidays can sometimes lead to spending more than you planned. But worry not, keeping your holiday shopping within budget is totally possible with a few smart strategies. ...

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Be Careful With Quick Money Tips From TikTok

On social media, you might see lots of tips on how to make quick cash for the holiday season. While some tips are okay, others can be dangerous or even against the law. For example, people on Instagram might say to buy certain...

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Understanding the Benefits of the Inflation Reduction Act Before It Goes Away

For the last couple of years, many people have been getting money back from the government when they buy electric cars, heat pumps, better house insulation, and other environmentally friendly tech...

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Credit Cards and Food Delivery: Understanding Reward Rules

Have you ever wondered whether your credit card's dining rewards apply to your DoorDash order? Or if you can earn extra points using Instacart for your groceries? Here's what you need to know about using ...

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What to Buy and What to Skip in November 2024

November is a great time to spot some bargains, especially with Black Friday around the corner. It’s a day famous for deals that now stretch out longer each year. Not just this, but online stores might offer surprise deals...

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Should You Use Your Emergency Fund to Pay Off a Loan?

Every month, we give advice on money matters. People ask us questions about how to spend, save, or invest, and sometimes they're unsure about what to do when facing big financial decisions. A reader from Hawai'...

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