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Student Loan 'On-Ramp' 2023: Navigating the Path to Financial Stability

Federal student loan payments are set to resume in October, but a 12-month "on-ramp" offers a safety net for borrowers who may find it challenging to make payments. While this on-ramp won't ...

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Costco’s Top Weekly Deals for the First Week of February 2026

With 2026 just getting started, many families are looking for ways to buy what they need without spending too much. Early in the year—and especially at the start of a new month—budgets can feel tigh...

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Walmart vs Target: Where Can You Save More on Shopping This Year?

In 2026, many families are looking for ways to save money on their everyday shopping. Two of the biggest stores people consider are Walmart and Target. But which one actually helps you save more?   ...

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Who Can Get the Saver's Credit? Easy Guide to the Requirements

If you’re putting money away for retirement, you might be able to pay less in taxes thanks to something called the Saver’s Credit. This is a special tax break offered by the government to help peo...

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Trump Proposes 10% Cap on Credit Card Interest Rates

President Donald Trump has brought back a campaign promise to limit credit card interest rates. He is now proposing a one-year cap, meaning credit card companies would not be allowed to charge more than 10% interest du...

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Minimum Wage Increases Has Begun in 19 States

On January 1, the minimum wage went up in many parts of the United States. More than 8.3 million workers are getting paid more now, thanks to these new wage rules. According to the Economic Policy Institute, these changes wil...

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Medicare Prescription Drug Costs Are Changing in 2026: What You Should Know

Big changes are coming to Medicare prescription drug coverage in 2026, and these updates will affect out-of-pocket costs for millions of people. Here’s what you need to know about these new ru...

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Costco Shopping Guide for Retirees: What to Buy (and Why) Before Christmas 2025

The holiday season usually means more celebrations, guests, and activities at home. It can also bring extra risks, like accidental fires, power outages, or bad weather. If you’re a reti...

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Experts Share Smart Ways to Manage Holiday Spending

As the holiday season approaches, many families wonder how to celebrate without overspending. Experts say the best way to enjoy the holidays and protect your finances is by planning ahead and sticking to a smart budget....

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When Does the Medicare Open Enrollment Period for 2026 End?

Every fall, people with Medicare have the chance to review and change their healthcare plans. This time is important because your healthcare needs may change from year to year, and it's a chance to make sure yo...

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