What We Know About Potential Stimulus Checks in 2025
In 2025, there might be good news for Americans who need financial help. The government is considering sending out new stimulus checks like they did during the time of President Donald Trump, but nothing is certain yet. ...
Understanding the Benefits of the Inflation Reduction Act Before It Goes Away
For the last couple of years, many people have been getting money back from the government when they buy electric cars, heat pumps, better house insulation, and other environmentally friendly tech...
Are Your Savings Accounted For?
Many individuals shift jobs throughout their careers, and they commonly forget about pensions or older 401(k) accounts they've contributed to. This oversight can happen significantly if they change addresses or names, making it d...
What You Need to Know if the Fed Lowers Interest Rates in September
Exciting news for everyone with a credit card: The Federal Reserve may soon decrease the federal funds rate this September. Many people have been feeling the pressure of high-interest rates on their cred...
5 Simple Ways to Get Ready for Unexpected Job Loss
Losing a job out of the blue can be tough, especially when everything costs so much these days. But you can get yourself ready just in case that rainy day comes. Here's how: Save for a Rainy Day - The Emergency Fund ...
What Are Financial Emergencies: How to Prepare and Respond
A financial emergency is an unexpected event causing significant financial pressure. These instances, often unpredictable, can bring about a lot of stress if you're not well-prepared. Typical financial emerge...
New Rule Enables $1,000 Penalty-Free Withdrawals from Retirement Funds for Emergencies
In today’s uncertain economic climate, many Americans find themselves unprepared for sudden financial emergencies. A recent study by Bankrate in 2024 revealed that a signif...
401(k) Retirement Savings in 2024: Statistics, Trends, and Practical Tips for Building a Secure Future
Based on the latest findings from Vanguard's analysis of over 5 million pension plans, the typical 401(k) account holds $112,572. This type of account is popular in the ...
Adapting to the Shift: Cash vs. Digital Payments
In the past, shoppers often received discounts for paying in cash, a method that many businesses once preferred. However, a shift has occurred, making cash transactions less favorable, and in some instances, more expensive than...
Five Easy Ways to Reduce Monthly Expenses
There are five easy ways to reduce your monthly expenses. By cutting down on these expenses, you can save a lot of money. Some people don't realize how much money they can save just by making a few small changes. 1. T...