In the US, at the start of each year, Americans should keep an eye out for the Earned Income Tax Credit (EITC) from the IRS. This benefit offers extra cash to help with everyday expenses, and you don't have to pay it back.
The credit also makes dealing with taxes easier by lowering what you might owe to the IRS when you file your tax return. Whether you qualify for the EITC depends on your income, how many people are in your family, and other factors.
Check out: What's New with Tax Returns in 2025 for US Citizens
If you're unsure if you qualify for the EITC, the IRS has set guidelines to help you figure it out. You can also ask for advice at an IRS office or from a tax expert.
Who Qualifies for the Earned Income Tax Credit?
Not everyone will qualify for the EITC. It's mainly for those with lower incomes. How much you can earn and still qualify varies if you're filing taxes alone or with a spouse.
For single filers, the income limits are:
- No children: $18,591
- 1 child: $49,084
- 2 children: $55,768
- 3 or more children: $59,899
For those married filing jointly, the limits are higher:
- No children: $25,511
- 1 child: $56,004
- 2 children: $62,688
- 3 or more children: $66,819
The most an eligible family can receive from the EITC is $7,830, but the exact amount varies depending on the family's situation.
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Related reading: $2,000 Child Tax Credit: How It Will Impact Your 2025 IRS Tax Return
