2024-09-03
Student Loan 'On-Ramp' 2023: Navigating the Path to Financial Stability
Federal student loan payments are set to resume in October, but a 12-month "on-ramp" offers a safety net for borrowers who may find it challenging to make payments. While this on-ramp won't ...
Sep 11, 2024
What You Need to Know if the Fed Lowers Interest Rates in September
Exciting news for everyone with a credit card: The Federal Reserve may soon decrease the federal funds rate this September. Many people have been feeling the pressure of high-interest rates on their cred...
Sep 04, 2024
What Is Nonprofit Debt Consolidation and How Can It Help Your Financial Future
Managing multiple debts can be tough, and if you're in a situation where you're keeping track of various payments and due dates, nonprofit debt consolidation might be a helpful option for...
Aug 29, 2024
How Much Money Do Couples Need to Retire Comfortably?
Many of us dream of the day we can finally retire, relax, and spend the money we have saved to travel or live comfortably. However, many factors in today's economy can affect one's retirement savings, me...
Aug 21, 2024
5 Simple Ways to Get Ready for Unexpected Job Loss
Losing a job out of the blue can be tough, especially when everything costs so much these days. But you can get yourself ready just in case that rainy day comes. Here's how: Save for a Rainy Day - The Emergency Fund ...
Aug 14, 2024
What Are Financial Emergencies: How to Prepare and Respond
A financial emergency is an unexpected event causing significant financial pressure. These instances, often unpredictable, can bring about a lot of stress if you're not well-prepared. Typical financial emerge...
Aug 07, 2024
New Rule Enables $1,000 Penalty-Free Withdrawals from Retirement Funds for Emergencies
In today’s uncertain economic climate, many Americans find themselves unprepared for sudden financial emergencies. A recent study by Bankrate in 2024 revealed that a signif...
Aug 01, 2024
401(k) Retirement Savings in 2024: Statistics, Trends, and Practical Tips for Building a Secure Future
Based on the latest findings from Vanguard's analysis of over 5 million pension plans, the typical 401(k) account holds $112,572. This type of account is popular in the ...
Jul 24, 2024
Adapting to the Shift: Cash vs. Digital Payments
In the past, shoppers often received discounts for paying in cash, a method that many businesses once preferred. However, a shift has occurred, making cash transactions less favorable, and in some instances, more expensive than...
Jul 18, 2024
What Is the Ideal Retirement Savings Goal? Recent Study Says Over $1 Million
Recent financial forecasts bring a glimmer of hope amidst cooling inflation and a resilient job market. Federal Reserve Chair Jerome Powell has indicated potential interest rate reductions, which c...
Recent Posts
