Student Loan 'On-Ramp' 2023: Navigating the Path to Financial Stability
Federal student loan payments are set to resume in October, but a 12-month "on-ramp" offers a safety net for borrowers who may find it challenging to make payments. While this on-ramp won't ...
Trump Proposes 10% Cap on Credit Card Interest Rates
President Donald Trump has brought back a campaign promise to limit credit card interest rates. He is now proposing a one-year cap, meaning credit card companies would not be allowed to charge more than 10% interest du...
Minimum Wage Increases Has Begun in 19 States
On January 1, the minimum wage went up in many parts of the United States. More than 8.3 million workers are getting paid more now, thanks to these new wage rules. According to the Economic Policy Institute, these changes wil...
Medicare Prescription Drug Costs Are Changing in 2026: What You Should Know
Big changes are coming to Medicare prescription drug coverage in 2026, and these updates will affect out-of-pocket costs for millions of people. Here’s what you need to know about these new ru...
Costco Shopping Guide for Retirees: What to Buy (and Why) Before Christmas 2025
The holiday season usually means more celebrations, guests, and activities at home. It can also bring extra risks, like accidental fires, power outages, or bad weather. If you’re a reti...
Experts Share Smart Ways to Manage Holiday Spending
As the holiday season approaches, many families wonder how to celebrate without overspending. Experts say the best way to enjoy the holidays and protect your finances is by planning ahead and sticking to a smart budget....
When Does the Medicare Open Enrollment Period for 2026 End?
Every fall, people with Medicare have the chance to review and change their healthcare plans. This time is important because your healthcare needs may change from year to year, and it's a chance to make sure yo...
Everything You Need to Know About Black Friday 2025: When and Where to Find Sales
Black Friday is coming up soon, but many stores like Amazon, Walmart, and Target have already started offering early deals. What is Black Friday? Black Friday is known as one of th...
Trump’s Tariff Dividend: Who Would Get the Proposed $2,000 Payment?
Former President Donald Trump recently shared a new idea on his social media accounts—a “tariff dividend” that could give most Americans at least $2,000 each. He says the money would com...
When Will Partial SNAP Benefits Be Deposited? Key Dates and Information
Millions of American families rely on the Supplemental Nutrition Assistance Program (SNAP) to help buy food. However, ongoing political and economic problems have caused delays and changes in SNAP pa...









